A window into modern loan origination
A four party consortium can underwrite, fund, and execute a consumer loan in 15 minutes. Here's how.
About the modern financial infrastructure that the world sits atop of.
Get essays a bit faster
I write roughly biweekly on the intersection of tech, financial infrastructure, and systems thinking. It's free.
Recent editions of BAM
Open Banking and payments competition
Why the banks really hate fintechs that allow businesses to learn your account number easily.
Two Americas, one bank branch, and $50,000 cash
Ever wondered what happens if you try to take $50,000 in cash out of a bank? Answer: a year of investigative journalism.