The fraud supply chain

Fraud is largely conducted by professionals operating in specialized firms, which have their own ecosystem of evil.

Bank transfers as a payment method

Bank transfers have exploded as a payment method in India and may become more common in much of the world.

Payments in Japan

The payments industry in Japan is evolving rapidly. Some trends are globally relevant.

Debit cards are hidden financial infrastructure

Debit cards are a core piece of financial infrastructure and drive much of the innovation happening in fintech.

How credit cards make money

Credit cards make money through net interest, interchange, fees, and marketing contributions.

Financial innovation is actually happening

Community Banking and Fintech