More than you want to know about gift cards
Gift cards are a loosely-regulated quasi-financial product and frequently misunderstood. Here's how they operate under the hood.
Gift cards are a loosely-regulated quasi-financial product and frequently misunderstood. Here's how they operate under the hood.
Fraud is largely conducted by professionals operating in specialized firms, which have their own ecosystem of evil.
Bank transfers have exploded as a payment method in India and may become more common in much of the world.
The payments industry in Japan is evolving rapidly. Some trends are globally relevant.
Debit cards are a core piece of financial infrastructure and drive much of the innovation happening in fintech.
Credit cards make money through net interest, interchange, fees, and marketing contributions.
I write roughly biweekly on the intersection of tech, financial infrastructure, and systems thinking. It's free.